Pet Insurance is a frequent topic at the veterinarian’s office. We are frequently asked by our clients if coverage for their pet is a good idea. They wonder, is it worth the cost? How does it work? What does it cover?
If you have pet insurance, it is very comforting knowing that you are prepared to make decisions on your pet’s care that are not based on finances. We have had many instances of clients being able to choose more costly diagnostics and treatments knowing they had insurance to help cover the costs.
Pet insurance is far less complicated than human health insurance. While full payment to your veterinarian is due at the time of services, a simple claim form submitted to your insurance company will start your claim and reimbursement process (based on your policy coverage). Some companies even have smart phone apps to make it even easier! Most companies do very well in keeping you up to date as your claim moves forward.
There are many different pet insurance companies and each company offers policies in a range of cost and coverage. Our doctors encourage you to take some time and research the different companies and their policies to determine which is best for your budget and desired coverage.